January 19, 2025

Welcome to Jim Hostler, dba, the OM Spiritual Center’s Substack account. (the "Service"). These Terms of Service ("Terms") govern your access to and use of the Service. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

Acceptance of Terms

By accessing or using the Service, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are accessing the Service on behalf of an organization, you agree to these Terms on behalf of that organization.

Description of Service

Jim Hostler provides articles, newsletters, and other content related to the OM Spiritual Center. The Service includes free and paid content.

User Accounts

To access certain features, you may be required to create an account. You agree to:

• Provide accurate, complete, and up-to-date information.

• Maintain the security of your account and password.

• Notify us immediately of any unauthorized use of your account.

You are solely responsible for all activities under your account.

Subscriptions and Payments

Some content on the Service may require payment. By subscribing to paid content, you agree to:

• Provide accurate payment information.

• Authorize us to charge your payment method for recurring subscription fees.

• Manage your subscription and cancel if needed via your Substack account.

Refunds are not guaranteed and are issued at our discretion.

Content Ownership and License

All content provided through the Service is the intellectual property of Jim Hostler unless otherwise noted. You may not reproduce, distribute, or publicly display content without prior written consent.

Prohibited Conduct

By using the Service, you agree not to:

• Violate any applicable laws or regulations.

• Post or share harmful, defamatory, obscene, or otherwise objectionable content.

• Interfere with or disrupt the Service or servers.

• Attempt to gain unauthorized access to accounts, systems, or networks.

We reserve the right to suspend or terminate accounts that violate these Terms.

Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Termination

I reserve the right to suspend or terminate your access to the Service at our sole discretion, with or without notice, for any violation of these Terms or other reasons.

Disclaimers and Limitation of Liability

The Service is provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law:

• We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

• We are not liable for indirect, incidental, or consequential damages arising from your use of the Service.

Indemnification

You agree to indemnify and hold harmless Jim Hostler, its affiliates, and employees from any claims, losses, or damages arising from your use of the Service or violation of these Terms.

Changes to Terms

We may update these Terms from time to time. Any changes will be effective upon posting to the Service. Continued use of the Service constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of Illinois, USA. Any disputes shall be resolved exclusively in the courts of Illinois, USA.

Contact Us

If you have any questions or concerns about these Terms, please contact me at jim@omspiritualcenter.com.